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The final order or discharge in Chapter 7 Bankruptcy releases the debtor from any personal liability for certain types of debt. This includes, but is not limited to, credit card payments, medical bills and personal loans. Once the bankruptcy has been discharged, the debtor is not legally responsible to pay back any outstanding balances and those debts are eliminated. This is a legal order prohibiting creditors from taking any action in collecting discharged debts from the debtor, including legal action and communication.
Phone: (212) 633-2200 | Address: 233 W. 14th St. NY, NY 10011
Many people choose to file for Bankruptcy “Pro se”, that is, without a lawyer. A “Bankruptcy Petition Preparer” is a non-attorney who assists people in preparing their Bankruptcy documents by providing commercially available general resources and typing all paperwork in accordance to the court’s standards and guidelines. Because “Bankruptcy Petition Preparers” are not lawyers they cannot provide any legal advice. By law, “Bankruptcy Petition Preparers” are considered to be “debt relief agencies” and help people file for relief under the Bankruptcy Code.
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At We The People, you can take a free “Means Test”, to see if you qualify for Chapter 7 Bankruptcy (as opposed to Chapter 13 Bankruptcy). Once you qualify for Chapter 7, you provide us with the information the court will need and we do the legal document preparation and walk you through the steps of how to file Bankruptcy.
Call or just come in to our conveniently located We The People storefront office and let us prepare your Bankruptcy documents and help you through the Bankruptcy process.
We The People are not attorneys and cannot give legal advice. We can only provide self-help legal document preparation services at your specific direction. The information on this website is for informational purposes only and does not constitute legal advice. Services are provided at customers’ request and are not a substitute for advice of an attorney. We are a Debt Relief Agency. We help people file for relief under the Bankruptcy Code. "We The People" is a registered trademark.
Deciding whether or not to file for Bankruptcy is often the hardest part of the process. We The People helps to make filing for Bankruptcy as easy and affordable as possible as we walk you through the process of how to file Bankruptcy. Within a short time, you can stop the collection calls and threatening letters and be on your way to a fresh start and re-establishing your credit.
Bankruptcy is designed for debtors in financially difficult situations who do not have the ability to pay their existing debts. Over 1 million people file for personal Bankruptcy every year. The most common personal filing for Bankruptcy is done under Chapter 7 of the Bankruptcy Code. We The People of NY provides the legal document assistance to help make the filing for Bankruptcy process without an attorney as affordable and stress free as possible. If your situation is fairly simple this will save you enormous money.
Bankruptcy laws differ state to state, however, every state has laws to protect certain property, such as clothing, household items, money in qualified retirement plans, your car and your house (up to a certain value).