14 years experience
We The People
233 West 14th Street
New York, NY 10011
Bankruptcy is easy as 1, 2, 3
1 - START THE PROCESS
You may either walk in or make an appointment where you will receive a free consultation and a simple questionnaire/workbook to complete at home.
Cost: $499 (single) $549 (joint). You may start with a 50% deposit.
To do: Get a free credit report at www.Annual CreditReport.com.
2 - REVIEW THE WORKBOOK
Once you’ve completed the workbook you’ll make an appointment with us to review the workbook. At this point you will pay any remaining balance due and complete the first of two credit counseling courses either online or by phone.
To do: First credit counseling course, $24.
3 - SIGN AND FILE
You’ll make one final trip to our office after reviewing the workbook to sign your bankruptcy petition and file with the court afterwards. At the court you will pay the court fee of $335 and you will also receive a date to meet with the Bankruptcy Trustee.
The second credit counseling session must be completed before meeting with the Bankruptcy Trustee. If you have any questions or need further clarification, please give us a call.
Cost: $335 court filing fee
Court fee waiver: Available if you have low income. Monthly installments also available.
To do: Second credit counseling course, $20
Debts are discharged 90 days after the initial court filing.
FACT: From the date of filing your creditors must stop all collection activity, including wage garnishing and lawsuits.
We are a debt relief agency.
We help people file for relief under the Bankruptcy Code.