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Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Document Preparation

We are a Debt Relief Agency. We Help People File for Relief Under the Bankruptcy Code.

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Bankruptcy Workbook

You will be provided a workbook to take home to complete. Once completed, you will schedule an appointment to return to our office to review the completed workbook. Once reviewed, it will be about 1-2 weeks for you to sign your petition in our office. We will guide you through the entire process.

  • $499.00 – Is for typing services of the court forms, disc scan (If applicable) & additional optional copying services
  • Additional Optional Credit Report Service Available for $50.00
  • There are two credit counseling courses that can be taken via telephone or the internet, each class costs "approximately" $30.00
  • Price Excludes the Court Filing Fee of $338.00 (Unless you qualify for a low income waiver. We can provide you with that blank form for you to fill out on request). This fee is payable directly to the court at the time of filing.

Once you’ve completed our web form and we have the final paperwork ready, we will contact you for your signing appointment. NOTE- all signings take place in our office (no exceptions).

We CANNOT assist customers who own Real Estate Property &/or Mobile/Motor Homes.

We The People can only assist you if it has been 8 years since your last bankruptcy discharge.

For Bankruptcy Services, we can only service the following counties:

  • NEW YORK
  • KINGS
  • QUEENS
  • BRONX
  • RICHMOND
  • WESTCHESTER
  • NASSAU
  • SUFFOLK
  • ORANGE
  • ROCKLAND
  • NEW JERSEY

Chapter 7 Bankruptcy Filing

Bankruptcy is designed for debtors in financially difficult situations who do not have the ability to pay their existing debts. Over 1 million people file for personal Bankruptcy every year. The most common personal filing for Bankruptcy is done under Chapter 7 of the Bankruptcy Code. We The People of NY provides the legal document assistance to help make the filing for Bankruptcy process without an attorney as affordable and stress free as possible. If your situation is fairly simple this will save you enormous money.

Bankruptcy laws differ state to state, however, every state has laws to protect certain property, such as clothing, household items, money in qualified retirement plans, your car and your house (up to a certain value).

Bankruptcy Petition Preparers

Many people choose to file for Bankruptcy “Pro se”, that is, without a lawyer. A “Bankruptcy Petition Preparer” is a non-attorney who assists people in preparing their Bankruptcy documents by providing commercially available general resources and typing all paperwork in accordance to the court’s standards and guidelines. Because “Bankruptcy Petition Preparers” are not lawyers they cannot provide any legal advice. By law, “Bankruptcy Petition Preparers” are considered to be “debt relief agencies” and help people file for relief under the Bankruptcy Code.

Final Order or Discharge in Chapter 7 Bankruptcy

The final order or discharge in Chapter 7 Bankruptcy releases the debtor from any personal liability for certain types of debt. This includes, but is not limited to, credit card payments, medical bills and personal loans. Once the bankruptcy has been discharged, the debtor is not legally responsible to pay back any outstanding balances and those debts are eliminated. This is a legal order prohibiting creditors from taking any action in collecting discharged debts from the debtor, including legal action and communication.

We Can Help

At We The People, you can take a free “Means Test”, to see if you qualify for Chapter 7 Bankruptcy (as opposed to Chapter 13 Bankruptcy). Once you qualify for Chapter 7, you provide us with the information the court will need and we do the legal document preparation and walk you through the steps of how to file Bankruptcy.

Call or just come in to our conveniently located We The People storefront office and let us prepare your Bankruptcy documents and help you through the Bankruptcy process.

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